Orders Overview

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O&E (Ownership and Encumbrance) Reports

An O&E is a brief summary of the status of record title to a piece of property. Copies of the most recent vesting deed and pertinent pages of open mortgages are included with the report.

If requested, an O&E can include the following: (a) recorded judgments against the property owner; (b) a plat map; and (c) covenants, conditions and restrictions (CC&Rs).

Some county assessor's offices post property tax information (parcel number, mill levy, assessed value, etc.) on the internet. An O&E may contain such information, but it will not include a Certificate of Ad Velorem Taxes, which must be ordered from the county treasurer for a fee.

An O&E is not a title commitment, and therefore, does not include premium fees, requirements that must be satisfied in order to insure title, nor all of the exceptions that may appear on a policy of title insurance.

Ordering an O&E is easy. If you are a registered user of our website, you can order O&E's online in VTEC. Or, if you prefer, you can request an O&E directly from your local office.

If you have questions related to an O&E, or if you are in need of some specific information about a property please contact your local United Title Company representative.

Title Orders

At United Title Company, our primary focus is closing and insuring Colorado real estate transactions. We underwrite both commercial and residential properties in every county in Colorado and we have escrow offices concentrated up and down the front range and on the western slope around Grand Junction.

Placing a title order is easy. If you are a registered user of our website, you can place your order online. Or, if you prefer you can place an order directly with your local office .

If you have questions related to premium rates for Colorado counties, please click on the rate link below. If you need to discuss the specifics of your transaction, contact your local United Title Company representative.